Dentalia Up Dental insurance policy
Insure your family against the high costs of dental care.
per month
Receive up to € 5.000 in reimbursements for:
Already have dental insurance cover?
Practical questions and answers about your reimbursement payments and dental care.
What does the Dentalia Up dental insurance cover?
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Dental care
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Unique
Unforeseen dental care
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|---|---|---|---|---|---|---|
| Preventive | Curative | Accident | Cancer | |||
| Age at enrolment | Up to and including 64 years | Up to and including 64 years | ||||
| Age at treatment | Not applicable | Start before age 15 | Not applicable | Not applicable | Not applicable | |
| Reimbursement % | 100% | 80% | 60% | 80% | 100% | |
| Number of reimbursements | 1x/year | 1x/lifetime | 1x/2 years | 1x/accident | 1x/lifetime | |
| Maximum reimbursement | Up to €1,250 | Up to €2,200 | Up to €5,000 | |||
| Year 1 | €350 | Waiting period | €5,000 | €4,000 | ||
| Year 2 | €650 | €650 | ||||
| Year 3 | €1,250 | €1,050 | ||||
| Years 4-9 | €1,250 | €1,800 | €1,400 | |||
| Year 10 | €1,250 | €2,200 | ||||
| Waiting period | Not applicable | 6 months | 12 months | Not applicable | ||
Preventive dental care
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Not applicable |
| Reimbursement % | 100% |
| Number of reimbursements | 1x/year |
| Maximum reimbursement | Up to €1,250 |
| Year 1 | €350 |
| Year 2 | €650 |
| Year 3 | €1,250 |
| Years 4-9 | €1,250 |
| Year 10 | €1,250 |
| Waiting period | Not applicable |
Curative dental care
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Not applicable |
| Reimbursement % | 80% |
| Number of reimbursements | 1x/year |
| Maximum reimbursement | Up to €1,250 |
| Year 1 | €350 |
| Year 2 | €650 |
| Year 3 | €1,250 |
| Years 4-9 | €1,250 |
| Year 10 | €1,250 |
| Waiting period | 6 months |
Orthodontics
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Start before age 15 |
| Reimbursement % | 60% |
| Number of reimbursements | 1x/lifetime |
| Maximum reimbursement | Up to €2,200 |
| Year 1 | Waiting period |
| Year 2 | €650 |
| Year 3 | €1,050 |
| Years 4-9 | €1,800 |
| Year 10 | €2,200 |
| Waiting period | 12 months |
Prostheses, implants and periodontology
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Not applicable |
| Reimbursement % | 80% |
| Number of reimbursements | 1x/2 years |
| Maximum reimbursement | Up to €2,200 |
| Year 1 | Waiting period |
| Year 2 | €650 |
| Year 3 | €1,050 |
| Years 4-9 | €1,400 |
| Year 10 | €2,200 |
| Waiting period | 12 months |
Unforeseen dental care
Accident
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Not applicable |
| Reimbursement % | 100% |
| Number of reimbursements | 1x/accident |
| Maximum reimbursement | Up to €5,000 |
| Year 1 | €5,000 |
| Year 2 | |
| Year 3 | |
| Years 4-9 | |
| Year 10 | |
| Waiting period | Not applicable |
Cancer
| Age at enrolment | Up to and including 64 years |
|---|---|
| Age at treatment | Not applicable |
| Reimbursement % | 100% |
| Number of reimbursements | 1x/lifetime |
| Maximum reimbursement | Up to €5,000 |
| Year 1 | €4,000 |
| Year 2 | |
| Year 3 | |
| Years 4-9 | |
| Year 10 | |
| Waiting period | Not applicable |
So far, Helan's dental insurance
has helped 281,000 mouths
smile radiantly.
Do you have any practical questions about our dental insurance? We've compiled the most frequently asked questions and answers on this page.
What are the terms and conditions?
Wondering what exactly Dentalia Up insurance covers?
- View the general conditions and info sheets for each of VMOB MLOZ Insurance's insurance products on our overview page.
You can join Dentalia Up up to and including your 64th birthday.
Yes. Dentalia Up provides protection for your whole family: for your child, your partner and you. Every one of you deserves a sparkling smile. As a family insurance policy , it is mandatory to include everyone in your family, unless a family member already has similar insurance.
Not fun if you happen to need urgent dental care just at that moment. That's why Dentalia Up does not apply a waiting period in the event of an accident or a cancer diagnosis . Also, if you go to the dentist preventively, or if you already have similar insurance, the waiting period is waived.
- No waiting period in case of accident or cancer.
- No waiting period for preventive dental care.
- six months waiting period for curative dental care.
- 12 months waiting period for orthodontics, periodontics, dentures and implants.
Do you have any practical questions about our dental insurance? We've compiled the most frequently asked questions and answers on this page.
Become a customer
Schedule a consultation
Would you rather have a consultation? Would you like some assistance buying your insurance products? We're more than happy to help. Schedule an online video chat or an in-person meeting at an office near you.
Get your insurance online.
Are you completely won over? Getting insurance doesn’t have to be a hassle. Simply fill in your details to join Helan Health Insurance Fund or Care Fund immediately. Or get additional policies such as Hospitalia and Dentalia Up.
Receive up to €1050 in reimbursements through Helan Health Insurance Fund!
Does your child need to wear braces? Then compulsory statutory health insurance will pay back some of it. And as a customer of Helan Health Insurance Fund you will get another €1050 back through your member benefit. But even then, the costs can still mount up. With Dentalia Up you can get you up to €2200 extra back for each course of treatment. This helps ensure that even the most expensive braces remain affordable.
Practical questions and answers
All reimbursements are subject to a specified maximum cap. This is a maximum amount you will be reimbursed per type of treatment or per year. We determine the maximum ceiling you are entitled to for your specific dental care by looking at your membership year. Reimbursements are cumulative by type of dental care.
There is no waiting period for preventive care, and in the event of an accident or cancer. There is a waiting period of six months for curative care, and12 months for orthodontics, periodontology, dentures and implants.
The annual caps for preventive and curative dental care are as follows:
- first year of membership: €350
- From the second year: €650
- From the third year: €1,250
Cap per treatment for orthodontics, with start-up before the age of 15:
- First year of membership: €0
- From the second year: €650
- From the third year: €1,050
- From the fourth year: €1,800
- From the tenth year: €2,200
Cap every two years for dentures, implants and periodontology:
- First year of membership: €0
- From the second year: €650
- From the third year: €1,050
- From the fourth year: €1,400
- From the tenth year: €2,200
Cap for dental care of cancer patients:
€4,000 per patient
Cap for dental care in the event of an accident:
- €5,000 per treatment
The cost of a crown or bridge depends on what you need and which healthcare provider performs the treatment. Many specialists are non-conventioned and charge additional fees.
It is therefore not easy to put an exact price on it, but you can expect to pay around 600 euros for a crown. If you also need an implant or artificial root because a tooth or molar is missing, the cost can quickly rise to 2,000 euros.
A bridge is usually more expensive, as a bridge generally consists of several crowns. You can easily pay between 1,500 and 2,000 euros, depending on how many teeth need to be bridged.
The cost of a dental prosthesis can vary greatly and depends on several factors, such as the type of prosthesis, the material used, and the complexity of the treatment. For example, you can easily pay around €750 for a crown. When an implant is required, the costs can even rise to €2,000 or more per implant.
The cost of an implant can rise to 2,000 euros or more. For a crown you pay around 750 euros. A bridge is usually more expensive, as a bridge generally consists of several crowns. You can easily pay between 1,500 and 2,000 euros, depending on how many teeth need to be bridged.
The average cost for all materials, check-ups, and treatments can quickly add up to 3,700 euros. It is best to inquire in advance about the exact cost of your braces.
The price of braces varies depending on which orthodontist you visit. Many orthodontists are non-conventioned, allowing them to charge high additional costs. This makes it difficult to put an exact price on braces.
- Expect to pay between 4,000 and 7,000 euros for lingual braces.
- A night brace is considerably cheaper than fixed braces such as brackets. In general, a night brace costs between 100 and 300 euros.
In addition to the cost of the braces, you will also need to pay for check-ups.
The official rate for a tooth extraction ranges between €67 and €138. However, in reality, the cost of having a tooth removed without dental insurance can easily rise to €150 per tooth (for more complex extractions) outside of hospitalization.
Thanks to Dentalia Up dental insurance, you benefit from extensive coverage and can count on reimbursement for, among other things, annual dental check-ups, dental prostheses, implants, and orthodontic treatment for children and young people.
Many people wait until they are in pain before going to the dentist. What a pity! An annual dental check-up actually offers several benefits:
- Early detection of problems
- Preventive dental care
- Maximum reimbursement for dental care with an annual check-up
A contracted dentist respects the rates that have been agreed in a convention. With a non-contracted dentist, you may have to pay supplements. These are not reimbursed by statutory health insurance. On this page you can read how to find out whether your dentist is contracted and how to avoid supplements from non-contracted dentists.
Do you have any practical questions about our dental insurance? We've compiled the most frequently asked questions and answers on this page.
“I had been wanting dental implants for a while, but without dental insurance, it wasn’t financially feasible. As I’d been a customer for several years, I was able to get up to €2,200 back for my treatment through Dentalia Up via Helan. After all, the longer you’ve been a customer, the higher the reimbursement.”
“Dental problems run in our family. That’s why I signed up for Dentalia Up at a young age. Because the younger you start, the lower the premium and the higher the reimbursement later on. And it’s not just useful for expensive treatment; you won’t have to pay anything out of your own pocket even for a routine dental check-up.”
“My friends had already warned me about the cost of braces. Still, it was a bit of a shock when I saw my daughter’s treatment plan. Fortunately, we had dental insurance. That meant we didn’t have to wait, and as well as the Helan orthodontics benefit, we also received a reimbursement from Dentalia Up.”
“We’re still only at the very start of the orthodontic process, but so far we’re very happy with Dentalia Up and how everything is being handled in practical terms. The first time, we had to send a document from the orthodontist to Helan, but now everything is sorted out directly, without us having to do a thing. So no headaches at all.”
Meer verhalen
Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.