Medical questionnaire for hospitalisation insurance
Are you purchasing one of our hospitalisation insurance policies? Then we will ask you to complete a medical questionnaire. Read more here about what that involves.
What is a medical questionnaire?
A medical questionnaire is requested by every (health insurance fund or private) insurer when you want to purchase hospitalisation insurance . In the questionnaire there are questions about your medical situation and medical history. They help the insurer identify existing conditions in advance.
A medical questionnaire may only inquire about your health status. No questions may be asked about genetic data. So, an insurer should never inquire about diseases that run in your family.
What limitations may be imposed?
Your medical questionnaire will be submitted to the consulting physicians of the Landsbond van de Onafhankelijke Ziekenfondsen (national association of independent health insurance funds).
Did you answer 'yes' somewhere? Then you will be sent a letter. It contains a request to send a medical report to the health insurance fund. You simply request this report from your GP or physician. The Landsbond van de Onafhankelijke Ziekenfondsen will make a decision about your eligibility based on that report.
Don't worry, we will never exclude you because of a medical condition, and your monthly premium will not be higher because of it. The only thing that may result is a limitation. This means that for your medical condition, you will get only a limited reimbursement if you opt for a single room.
If you are staying in a double-occupancy room, the limitation is not taken into account and you will receive the standard level of reimbursement (according to the terms of your insurance policy).
What if the medical questionnaire was filled in incorrectly?
We recommend completing the medical questionnaire truthfully. If it is found that the questionnaire contains inaccuracies or is incomplete, reimbursement payments will be refused.
When will my hospitalisation insurance start?
Have you completed the medical questionnaire and submitted your application? Then your hospitalisation insurance takes effect on the first day of the following month (provided you are a member of the health insurance fund). However, there is a waiting period of three months. Read more about the waiting period.
Complete peace of mind with Hospitalia
Don't lie awake worrying about high hospital bills. Helan hospital insurance ensures that you are well protected. Choose the insurance that suits you best from the three Hospitalia policies.
Need advice or guidance?
Would you like to purchase hospitalisation insurance through Helan? You can contact one of our customer advisers through a variety of channels. Together we will look at your question or circumstances.
Read more about hospitalisation insurance
Find out more about our insurance policies
- Hospitalisation insurance cost
- What does hospitalisation insurance cover?
- What is not covered by hospitalisation insurance?
- Hospitalisation insurance limitations
- Hospitalisation insurance abroad
- Changing your hospitalisation insurance coverage
- Hospitalisation insurance deductible
- Hospitalisation insurance and doctors’ fee supplements
- Choosing your hospital room
- Dental insurance cost
- What does dental insurance cover?
- What is not covered by dental insurance?
- Annual dental check-up
- Hospitalisation insurance for childbirth
- Hospitalisation insurance during pregnancy
- Pre- and post-hospitalisation care
- Hospitalisation insurance and outpatient care
- Hospitalisation insurance for day hospitalisation
- Dental insurance and cancer treatment
- Dental insurance after an accident
- Dental insurance for implants
- Dental insurance for dentures
- Dental insurance for braces
- Dental insurance for a night guard
- Dental insurance for lingual braces
- Dental insurance for adult braces
- How to choose hospitalisation insurance
- Is hospitalisation insurance mandatory?
- Hospitalisation insurance waiting period
- When do you need hospitalisation insurance?
- Hospitalisation insurance age limit
- Medical questionnaire for hospitalisation insurance
- Cancelling your hospitalisation insurance
- Is dental insurance mandatory?
- Dental insurance waiting period
- Cancelling your dental insurance
Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.